Becoming Credit Ready
Becoming Credit Ready
Welcome to the enlightening “Becoming Credit Ready” workshop, led by the esteemed Dr. Joaquin Wallace!
This workshop is your essential companion in unraveling the complexities of credit scores and enhancing your financial readiness. Throughout this session, you will gain invaluable knowledge and effective strategies to make well-informed financial decisions.
Our main focus will encompass exploring credit utilization, understanding the significance of credit history, analyzing the impact of credit mix, and delving into the effects of new credit applications.
By the culmination of this workshop, you will possess a comprehensive grasp of maintaining low credit usage, comprehending the importance of punctual payments, establishing a robust credit history, diversifying credit portfolios, and interpreting credit scores from various bureaus. With this knowledge, you will be able to actively oversee and enhance your credit score, thereby fostering enhanced financial stability and preparedness for the future.